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Education to Health: 14 Govt Schemes for Daughters You Need to Know

From Beti Bachao Beti Padhao to Sukanya Samriddhi Yojana, know which schemes you are eligible for!

Education to Health: 14 Govt Schemes for Daughters You Need to Know

The Indian constitutional framework envisions an equal society sans any discriminatory practises against girls and women. To ensure the creation of the same, the government of India has implemented several beneficial schemes and policies for the girl child in India.

Here we enlist some of the best schemes for the girl-child rolled out by the Central government as well as individual state governments. 

1. Beti Bachao Beti Padhao

The popular slogan also happens to be one of the most comprehensive welfare schemes for the girl-child in India. The scheme is specifically aimed to address the sex ratio discrepancy in parts of the country by:

  • Preventing prenatal gender-biased abortion and postnatal discrimination against daughters
  • Ensuring holistic growth and protection of the girl-child
  • Providing equal opportunities for education and participation to the girl-child

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The scheme has presently been implemented in 100 districts of India with a low Child Sex Ratio (CSR), where government officials at Panchayat and district levels work towards elimination of female foeticide and infanticide as well as ensure free elementary education to each and every young girl. 

Click here to learn more about the BBBP scheme: Beti Bachao Beti Padhao 

2. Sukanya Samridhhi Yojana

  • This scheme offers a savings bank account for a girl-child below 10 years of age where she gets to be the primary account holder with the parent(s)/legal guardian as joint holder(s). 
  • Regular deposits can be made in the account for 15 years since opening to finance the girl’s education and other future needs. 
  • The account can be opened at the nearest PSU bank, post-office and select private banks with a minimum initial deposit amount of Rs 1,000. Deposits up to Rs 1.5 lakh annually is permitted. 
  • A lucrative interest rate (8.4 per cent at present) is available to the beneficiaries. The annual deposit (contributions) also qualifies for Section 80C of tax deduction benefit, with the maturity amount and earned interest being non-taxable.
  • Learn more about the scheme here: Sukanya Samriddhi Yojana

3. Balika Samriddhi Yojana

  • This scholarship scheme is particularly dedicated for girl children and their mothers living below the poverty line – in both rural and urban regions. 
  • Aside from providing educational and survival support, the scheme also targets the eradication of early marriage among girls.
  • After the birth of a daughter, the mother is provided with a cash benefit of Rs 500.
  • The girl child can avail annual scholarship between Rs 300 to Rs 1,000 till 10th standard as detailed below:
  • girl child schemes
  • Note: Only one girl child per family can avail this scheme.

The forms for Balika Samriddhi Yojana can be downloaded for free at the following links: Rural and Urban.

4. Central Board of Secondary Education (CBSE) Scholarship Scheme/Policy for Girl Education

  • Launched by CBSE, the scholarship is awarded to female students who are the only child in their families.
  • Students who have passed Class X board examination with 60 per cent or above score are eligible for this scholarship which will supplement their tuition fees for classes XI & XII.
  • Their school fees should not exceed Rs 1500 per month.
  • Rs 500 per month will be transferred to the beneficiary’s account for a period of two years, subject to their promotion to Class XII with 50 per cent or more marks.

To apply for the 2019 scholarship and learn more terms and conditions of the scheme, click here: Single Girl Child Scholarship – 2019

5. National Scheme of Incentives to Girls for Secondary Education

  • The scheme is particularly aimed for the upliftment of girls from the SC/ST communities through monetary incentives for education. 
  • Eligibility – 
    • SC/ST girls who have passed class VII 
    • All girl students who have passed class VII from Kasturba Gandhi Balika Vidyalayas and have enrolled for class IX in State/UT Government, government-aided or local body schools.
  • Applicants need to be below 16 years of age on joining class IX
  • Rs 3,000 is added as a fixed deposit for the selected candidates, which the student can withdraw with interest after passing 10th board examinations and attaining 18 years of age.  

Know more about the scheme here: National Scheme of Incentives to Girls for Secondary Education

6. State government schemes for girl child

Many states have introduced their own welfare schemes for girl children, which can be availed alongside the central government scheme(s). Some of the popular state-based schemes are listed below: 

  • Andhra Pradesh & Telangana – Girl Child Protection Scheme
    • The scheme promotes a girl child’s education to minimum up to Intermediate level, while preventing early marriages and empowering girls from an early age. 
    • The scheme also provides financial benefits to girl children in need.
    • Families with no more than two children comprising two or at least one daughter are eligible.
    • To know all terms and conditions of the scheme, click here: Girl child protection scheme 
  • Tamil Nadu – Sivagami Ammaiyar Memorial girl child protection scheme
    • The TN government scheme targets the eradication of female infanticide while endorsing gender-neutral family planning measures and supporting the welfare of girl children from less privileged families
    • Girl child schemes
    • Click here to know more: Sivagami Ammaiyar Memorial girl child protection scheme
  • Madhya Pradesh -Ladli Laxmi Yojana
    • To eradicate the malpractices of child marriage and female foeticide, the Madhya Pradesh government provides financial benefits to families with one or more girl child(ren), who are mandated to attend Anganwadi schools. 
    • Following approval, Rs 6,000 worth of National Saving Certificates (NSC) will be purchased annually for 5 years in the girl child’s name.  
    • Girl child schemes
  • Haryana – Ladli Scheme
    • In the state infamous for its lopsided CSR, the state government now offers Rs. 5,000/- per year for upto five years to families with a second girl child, which will be released once the beneficiary attains adulthood.
    • Know more about the Haryana Ladli Scheme
  • Odisha – Kishori Shakti Yojana
    • The Odisha government’s scheme aims to provide nutritional, educational and financial support to adolescent girls in the state – between 11 to 18 years of age.
    • More details are provided here: Kishori Shakti Yojana
  • Rajasthan – Rajshree Yojna
    • This amazing scheme provides a total financial assistance of up to Rs 50,000 to a girl child’s family for her educational, health and other expenses up to class XII. 
    • The detailed break-up is shown:
    • Girl child schemes
    • Find out more about the scheme here: Rajshree Yojna
  • Maharashtra – Majhi Kanya Bhagyashree
    • Any family Below Poverty Line (BPL) with one or more girl children in Maharashtra is eligible for this scheme. 
    • The beneficiary can avail the financial benefits as detailed below: 
    • Girl child schemes
    • Click here to know more details about this scheme: Majhi Kanya Bhagyashree
  • West Bengal – Kanyashree Prakalpa
    • This hugely successful scheme rolled out by the West Bengal government has bagged the first prize at the United Nations among 552 international projects in the Public Service category.
    • The scheme offers an annual scholarship of Rs 750 to girls between the ages of 13 and 18 years and a one-time grant of Rs 25,000 for girls between the ages of 18 and 19 years.
    • For more details, visit the website:
  • Karnataka – Bhagyalaxmi scheme 
    • The main goal of this scheme is to hail the birth of girl child in BPL families and enhance the social, educational and overall status of the girl child in general.
    • The beneficiary is eligible for a health insurance cover of up to Rs 25,000 per year, alongside educational scholarship of Rs 300 to Rs 1,000 up to Class X.
    • Girl child schemes
    • Click here for further details: Bhagyalaxmi Scheme

Also Read: Secure Your Child’s Future: 6 Investments Plans You Need To Check Out Today!

(Edited by Saiqua Sultan)

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