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One Nation, One Card: Here’s How to Get & Use the New Pan-India Mobility Card

India’s first indigenous payment ecosystem, the newly-launched National Common Mobility Card can be used to make payments across all segments including the metro, bus, suburban railways as well as shopping!

If paying for different purchases in different mediums stresses you out, the ‘One Nation, One Card’ might just be the good news you were waiting for.

Citizens can use the inter-operable transport card to pay for their bus travel, toll taxes, parking charges, retail shopping and even withdraw money.

Speaking to the Hindustan Times, Durga Shanker Mishra, the secretary to the Ministry of Urban Affairs, said, “It is a matter of pride that this card, based on National Common Mobility Card (NCMC) standards is compliant with the ‘Make in India’ initiative. The gate and reader prototype has been made by government-owned Bharat Electronics Limited (BEL). All Debit/Credit Cards will be NCMC compliant.”

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Here are nine of its most important features:

Source: NPCI/ Twitter.

1. The One Nation One Card is India’s first indigenously developed payment ecosystem. The initiative is supported by the Automatic Fare Collection Gate called ‘Swaagat’ and an open Loop Automatic Fare Collection System called ‘Sweekar.’ Both Swaagat and Sweekar have been developed in India.

2. The One Nation One Card can be compared to a RuPay debit/credit card issued by your bank.

3. Along with a swipe-to-pay option, the transport ecosystem card will also be contactless, allowing quick payment options like your metro smart card.

4. You can use the card on public transport systems like buses, metros and suburban railways and also while shopping. It can also be used to pay for parking and in toll booths.

Source: Max Pixel.

5. You need to contact your bank to be issued a One Nation One Card. NCMC has partnered with 25 banks for this initiative. The list includes SBI and the Punjab National Bank.

6. In addition to this, the Paytm payments bank can also be used to issue the card.

7. In some cases, travel cards issued in a particular city did not function in a different city or state. This newly launched card will eliminate this issue and will be usable across the country.


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8. Along with cashback offers on certain merchant outlets, the RuPay One Nation One Card will also be accepted at Discover and Diners Club International merchants and ATMs.

9. The automatic fare collection system has been installed in a few stations of the Delhi Metro Rail Corporation and the first level trials have been marked as successful.

(Edited by Gayatri Mishra)

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