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‘Ipay’, the IRCTC Payment Gateway, Will Change the Way You Transact with the Railways

The IRCTC will roll out ‘Ipay’ after successful testing.

With the IRCTC looking to launch its own digital payment gateway, get set for seamless digital transactions. Around 1.2 crore tickets are booked on the ICTC website each month, and as of now, they have partnered with PayTm, Mobikwik, Razorpay and the likes.

As of now, the IRCTC is the nation’s largest e-commerce portal in terms of revenues, and this move could translate into even bigger profits.

IRCTC, via 'Ipay', wants to change the way you transact with the Railways. Representative image only. Image Courtesy: Wikimedia Commons.
IRCTC, via ‘Ipay’, wants to change the way you transact with the Railways. Representative image only. Image Courtesy: Wikimedia Commons.

The IRCTC has been quietly moving towards digitalisation, with the completion of its PCI-DSS (Payment Card Industry Data Security Standard) compliance, last month. After integrating its online ticketing platform, e-catering portal and tourism platform, it plans to offer its payment gateway services to other state and central departments, according to media reports.

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The payment gateway is internally being called ‘Ipay’ and will be presented once testing is completed. The IRCTC plans to use the gateway along with the others, phasing out the latter slowly.

The back-end support will be provided by Delhi and Bengaluru based MMAD communications, which is the IRCTC’s technology partner.

Recently, the IRCTC tied up with Ola, enabling IRCTC customers to now not only book, train tickets, meals and tourism packages on the IRCTC website and app but also book an Ola cab. Read more about that here.


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The Railways has long been the nervous system of the country, in terms of transport. As per the IRCTC’s 2016-2017 annual report, the platform sold around 5,73,000 tickets daily. Now, with digitalisation, more people will use the IRCTC’s services, with more frequency, translating into much-needed profits for the national transporter!

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