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IRCTC’s New Feature Will Allow You to Buy Tickets Now and Pay Later

This feature will make the booking process faster, given that the delay that normally accompanies the payment part of the process will be eliminated.

Enabling more user-friendly experience, the Indian Railways will soon launch a payment system that will let will let you book tickets now and pay later.

This feature will make the booking process faster, given that the delay that normally accompanies the payment part of the process will not be occurring anymore.

Partnering with Mumbai-based company ePayLater that specialises in a credit-based payment method, this IRCTC feature will let you to buy tickets and will require you to pay the cost within a period of 14 days.

The move should prove convenient for those who frequently use the online platform to purchase train tickets.

Source: Wikimedia.

And folks at the Railway Ministry and ePayLater have worked to guard the new system against misuse too.

To take advantage of the ‘buy now, pay later’ feature, only those customers with a good past transaction and payment history will be picked by the data analytics team. This step should promote more people to maintain a clear transaction history.


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If the ePayLater option appears at the time of checkout, you will be asked to enter personal information like name, phone number, mail ID etc., along with PAN or Aadhaar details. Following which an OTP (One Time Password) will be sent to your registered mobile number for the confirmation of the transaction.

ePayLater, the fintech firm that will provide IRCTC with the feature, has been providing ‘buy now, pay later’ solutions with a credit term of 14 days since December 2015.

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Written by Lekshmi Priya S

Shuttling between existentialist views and Grey's Anatomy, Lekshmi has an insanely disturbing habit of binge reading. An ardent lover of animals and plants, she also specializes in cracking terribly sad jokes.